Every grandparent loves to spoil their grandchildren. After all, that is a rite of passage for grandparents. Showering them with presents or going on special trips are just some of the ways we show our love and affection for the next generation. But what is the most important thing we can do for them? How…
When deciding to file for Social Security retirement or survivor benefits, it’s not as simple as just picking an age or taking them as soon as possible, and it is definitely not something to be taken lightly, since the decision will impact your lifetime benefits. It is important to factor in such things as your…
Check out Upstate Business Journal’s article on “Finance 2030” to read what FinTrust’s Allen Gillespie has to say about alternative financing. Upstate Business Journal – Finance 2030
The investment you make in your child or grandchild’s college tuition could be one of the biggest expenses you ever have, but it also could be one of the most rewarding investments of your life. Being able to afford this invaluable learning experience often requires deliberate planning and years of diligent saving. Fortunately, FinTrust offers…
The United States health-care system has been impacted by the Affordable Care Act (ACA). But how does delivery of health care in the United States compare to that of other nations? And where does the United States rank with respect to the cost of health care per capita and as a percentage of gross…
A White Paper by: David E. Lewis, CFA That question is being asked a lot these days, and many people are struggling to come up with an answer. The academics and followers of Harry Markowitz, The Efficient Frontier and Modern Portfolio Theory will tell you it is important to diversify your assets and that bonds…
The Internal Revenue Service (IRS) provided some welcome news recently regarding the amount of money that investors can save toward retirement. Changes to income level thresholds were also announced, which could mean that more individuals might now qualify to make tax-deductible contributions. Employer Sponsored Plan Changes For those individuals who have access to employer sponsored…
