Definition of “Alpha”: A measure of investment performance on a risk adjusted basis. -Investopedia The baseball season is now at the halfway point. Major League Baseball’s All-Star break will be celebrated in Cincinnati this week, featuring the Home Run Derby tonight, and the All-Star game tomorrow night, July 14. The break gives us time to…
Watch out for Fake Calls Digital identity theft and the global market for stolen information are unfortunate realities of our online and digital financial system. The Federal Trade Commission received 1.8 million identity theft complaints last year, and estimates that identity theft cost Americans $1.52 billion in 2014. Nearly every major company has had…
The fireworks started early this year. As Americans get ready to celebrate the birth of our democracy, the birthplace of democracy fills the news. Greece may default. We found it helpful to organize this week’s big story into high spots: Greece is unable to pay back a loan due now. The future of Greek…
Taking Advantage of a Roth 401(k) Since 2006, 401(k) plans have been able to offer a Roth feature, which blends some of the best features of traditional 401(k) plans with Roth IRAs. Although these plans have been around for a while, some employers have only started adding it to their plans in recent years. If…
A Father’s Day Reflection As Father’s day approaches, and I think about my father who passed in 2012, I thought I would share some reflections on conversations with dad. During my mother’s fight with cancer in 2009, and about a 6 months before her death, which we both knew was approaching, I came across a…
Fintrust Investment Commentary The week before Father’s Day: Sons and daughters will search clothing stores and sports departments for that special gift, perhaps a shirt, or a tie, or a fishing rod for Dad. They’re thinking about their Fathers. What they’re thinking is, “how can I buy this using his credit card?” Apparently they haven’t…
Time Value of Money The time value of money can be a difficult concept to grasp, so let’s start with a simple question. What would happen if you invested $3,000 per year for 8 years starting when you’re age 22 and earned 6% per year? If your company offers a dollar for dollar 401(K) match…
